Join us at AFFIN and create your future!
At AFFIN, we foster an environment where open minds meet and inspire each other through a shared commitment to excellence. Here, you can stay at the forefront of the industry and make a meaningful difference.
Job Purpose
Account Profitability
- Maximise earnings potential and revenue of relationships.
- Review and monitor performance of accounts.
Service Management
Ensure promptness and quality of credit processing.Monitor overdue accounts and undertake prompt measures to prevent NPLs.Provide customer level information to relevant parties within the Bank.Facilitate the drawdown of facilities.Client Relationship Management
Support, identify, solicit, and establish a high-value client base.Accountable for customer relationship and customer interface.Operations Management
Manage proactively a portfolio of SME accounts by monitoring the status and credit risk of each account.Coordinate and liaise with branches and head office departments to maximize process efficiency and customer satisfaction.Additional Responsibilities
Act as Backup Compliance Coordinator and assume responsibilities under BNM’s policies and Bank’s Anti-Money Laundering Guidelines.Serve as Backup Operational Risk Coordinator for the implementation of ORM activities.Champion ORM activities within the Business Unit and liaise with Group ORM.Report all operational defects, losses, and near-misses via the Loss Event Database (LED).Utilize ORM tools such as RCSA, KCS, KRI, and ScAN to manage risk exposure.Undertake additional responsibilities as assigned by superiors.Serve as Backup BCP / DRP Coordinator for Business Contingency Planning.Job Requirements
Degree in Accounting, Finance, Banking, Business, Economics, or related fields.Experience in marketing and credit processing.Proficiency in Bahasa Malaysia and English, both oral and written.Good public speaking and presentation skills.Knowledge of the Bank’s Credit, Operations, and Products.Awareness of SME issues, policies, and trends nationally.Basic business acumen and industry knowledge.#J-18808-Ljbffr