Senior Credit Analyst

Conduct credit review on new credit applications and other proposals involving credit exposures as well as non-performing receivables in accordance with the company’s credit policies and guidelines.

Provide coaching and guidance to junior Credit Associate (CA) on product knowledge, credit assessment technique and company’s internal policies and procedures.

Review reports prepared by Senior Associate (SA) and CA and support / supervise their preparation of credit evaluation reports, analysis of market condition, economic development and industry review.

Perform regular updates on industry review by the rating / research houses for the reference of Business Units to keep abreast with the fast-changing business landscape and environment.

Conduct joint customer visits with Business Units and Branch visits when necessary.

Support the department's review of new products’ performance, including risk monitoring to identify trends / risk characteristics of loan portfolio.

Undertake and assist matters in the spectrum of Risk Management related scope and any other duties assigned by the Head of Department.

Requirements :

Degree in Business Studies, Economics, Finance / Accountancy / Banking or equivalent with Chartered Banker (CB) / Associate Chartered Banker (ACB) / Professional Credit Certification (PCC) / Certified Credit Professional (CCP) qualification.

Preferably possess at least 5 years of relevant experience in evaluation of commercial loans.

A team player with strong leadership skills, good communication skills with a proactive problem-solving attitude.

Strong critical thinking and analytical skills, resourceful and attentive to details.

Possess good command of English with a flair for comprehensive report writing.

High self-motivation and able to work independently.

Possess sense of urgency, able to multitask and work under pressure.

Proficient in Microsoft Office applications.

ORIX is one of Japan's largest integrated financial service institutions and is listed on the New York and Tokyo Stock Exchanges. Our global network in 28 countries with a workforce of more than 32,200 employees. In Malaysia, we pioneered the local leasing industry and have established ourselves as the leader for over 50 years, providing diversified financial services to help our clients ranging from small & medium enterprises to multinational corporations in staying ahead.

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