Credit Analyst

Overview

Funding Societies | Modalku

is the largest SME digital finance platform in Southeast Asia. We are licensed and operating in Singapore, Indonesia, Thailand, Malaysia and Vietnam, and backed by Sequoia India (Peak XV), Softbank Vision Fund, Khazanah and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium-sized enterprises (SMEs), which is funded by individual and institutional investors, as well as payments solutions to SMEs and consumers. Here at Funding Societies | Modalku we live by our core values GETFS : Grow Relentlessly : Strive to become our best, most authentic selves Enable Teamwork, Disable Politics : Only by forging togetherness, we help each other succeed Test Measure Act : Stay curious and reinvent ourselves, through innovation and experimentation Focus on Impact : Create impact through bias for action and tangible results Serve with Obsession : Build win-win relationships for the long-term by having a customer obsession We are looking for self-starters who take initiative, thrive on learning, and are passionate about continuous improvement. Role

Credit Analyst , you\'ll gain hands-on exposure to financial markets and play a critical role in our growth. This position offers a front-row seat to end-to-end

credit risk management : from assessing creditworthiness and monitoring portfolio exposures to refining risk policies, conducting post-approval reviews, and developing smart, data-driven strategies to mitigate credit risk. Responsibilities

Dive into numbers! Read, analyze, and interpret clients\' credit data, financial statements, and reports to understand how companies tick Evaluate credit applications and provide solid, well-thought-out recommendations Make sure every credit review aligns with the company\'s credit strategy and policies Keep an eye on the bigger picture by conducting industry studies and tracking economic trends Get involved in credit-related projects, system upgrades, and process improvements Take on ad-hoc tasks and special assignments from your supervisor Requirements

Candidate must be Malaysian Bachelor\'s Degree in Accounting, Finance, Economics or any other equivalent Preferably 1 to 3 years of credit risk analysis, ideally within a financial institution, factoring house, or other credit-intensive industry Experience managing SME portfolios is a plus Strong communication and interpersonal skills, with the ability to collaborate effectively across departments Self-motivated, capable of working independently, managing multiple priorities, and thriving in a fast-paced, dynamic environment Proficient in Excel and financial / accounting analysis You will shine if you have

Certifications applicable to the role, demonstrating commitment to professional development Adaptable, proactive, and a team player with strong communication skills and a positive, solution-focused attitude What it is in for you

Grow Fast, Go Far : We\'re scaling and so can your career. You will have room to innovate, experiment, and learn as you go. New ideas are always welcome here Learning Never Stops : From on-the-job training to workshops and industry insights, we support your growth. Curiosity is more than welcome; it\'s encouraged Vibrant Team, Open Culture : Join a young, energetic team where collaboration beats hierarchy. We keep things transparent, inclusive, and just the right amount of fun Modern Office, Prime Location : Work from a sleek, modern office just steps away from Abdullah Hukum LRT station. Your commute just got a major upgrade Benefits Time off - Flexible paid vacations and observed holidays by country Flexible working - Space to accommodate different working styles and personal life Medical benefits - Health insurance coverage for employees and dependents Mental health and wellness - Well-being initiatives and coaching Tech support - Company laptop and equipment / tools to enable high productivity Interested to know more about us? Learn about our Stories here. Seniority level

Associate Employment type

Full-time Job function

Other Industries

IT Services and IT Consulting IsExpired : false

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