Associate, Credit Assessment & Review, SME Banking Division

Overview

Associate, Credit Assessment & Review, SME Banking Division

Responsibilities

• Evaluate and process new and enhancement credit applications.
• Prepare and complete the Memorandum of Approval (MA) / Credit Proposal for submission.
• Address and mitigate issues highlighted or raised by the Credit Management Division.
• Present proposals and obtain approval from the relevant Financing Committee.
• Prepare Guarantee Notification Requests for submission to SJPP to secure guarantee coverage for approved credit applications.
• Draft the Letter of Offer (LO) for issuance to the Sales & Marketing Team (SMT).
• Liaise with the Sales & Marketing Team (SMT) to ensure complete and accurate documentation is submitted.
• Review submissions to ensure they align with the Bank’s risk appetite and support the acquisition of quality customers.
• Ensure all processes comply with internal turnaround times (TAT) and service standards.
• Ensure strict adherence to internal policies / guidelines and external regulatory requirements.
• Maintain and update proper records daily for all assigned accounts and proposals to ensure effective tracking and monitoring.
• Collaborate with various units within the division and across headquarters to resolve issues and provide support as needed.
• Perform any other duties, assignments, or responsibilities as directed by the superior in line with evolving business needs.

Qualifications

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