Senior Credit Risk Analyst

Responsibilities

Develop, review and implement RAC for higher risk sector for Non-Retail Malaysia Operations and Overseas Operations. Identification of new emerging risk in sector other than selected higher risk sectors. Involve in annual review on effectiveness of RAC in managing high risk sectors / customers. Support Section Head in engaging / liaising with business counterparts in addressing pertinent RAC issues and follow-up with business on action plans; undertake impact studies where required. Development and maintenance of relevant policy / guidelines / procedures Early Warning Surveillance (EWS) To identify potential problematic accounts via EWS statistical tools, include conducting cursory assessment based on fresh triggers, market news etc. Ensure timely highlight of potential high-risk exposure in relation to Emerging Risk. Take charge of preparation and issuances of : Early Warning Alert Report on quarterly basis. Expected Default Frequency (EDF) report on monthly basis. Shares concentration monitoring reports on monthly basis. Monitor and ensure admission of borrowing accounts into watchlist monitoring based on prescribed EWS trigger criteria. Timely alert of adverse market news. Review EWS trigger and controls. Support annual review on effectiveness of EWS statistical tools in identifying vulnerable customers. Development and maintenance of relevant policy / guidelines / procedures. Impact analysis of economical triggers for example depreciation of MYR against USD to RHB Non-Retail portfolio. Others Assist in ad-hoc projects and exercises as requested by superiors or stakeholders, providing suitable reports and recommendations as needed. Undertake assignments as assigned by supervisor from time to time. Seniority level

Associate Employment type

Full-time Job function

Accounting / Auditing Industries

Banking

#J-18808-Ljbffr