Senior Manager / Manager, Credit Evaluation Department

Senior Manager / Manager, Credit Evaluation Department

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Job Responsibilities

• Conduct comprehensive and timely credit risk assessment for SME and Corporate applications, providing credit risk mitigation and recommendations to enable credit decision-makers to formulate a well-informed decision, with the objective of satisfying borrowers' needs and protecting the Bank's asset quality.
• Ensure compliance of the Bank's credit policies, applicable rules and regulations, guidelines & procedures while maintaining a balance in promoting profitable business growth and preserving asset quality.
• Respond promptly to requests from Lending Units / Branches within the agreed turnaround time.
• Work closely with Lending Units / Branches to identify and mitigate credit risks. Act as a key reference point for credit related matters and provide guidance on credit structuring and risk mitigation where necessary.
• Provide coaching and guidance to Lending Units / Branches periodically to enhance credit quality and risk awareness.
• Provide support on matters related to Bank’s credit and risk management infrastructure, including policy updates, process improvements and systems enhancements.
• Perform any other duties as assigned by Head of Credit Evaluation Department and / or Senior Management.

Job Requirements

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