CREDIT ANALYST EXECUTIVE

Job Descriptions :

• Perform and responsible for credit analysis on customer based on their financial statement.
• Ensure completeness of each credit analysis prepared and they are done accordingly as well as in organization’s credit policy & procedure.
• Monitor, review past due and delinquent accounts and constantly follow up with Sales team and customers on collection activities and action taken.
• Make evaluation through phone with customer & all information that customer given, ensure all data is accurate & follow the guideline.
• Reviewing credit risk for new application and existing customers by carrying out credit worthless checks and make credit limit recommendations, evaluate and mitigate credit risks.
• To ensure confidentiality, integrity & availability of all information assets those are protected.
• Conduct periodic credit evaluation and meeting with sales team on existing customers, formulates and implement credit control procedures.
• Willing to work extra-miles such to improve current credit policy, credit analysis methodologies such as credit scoring / portfolio, portfolio analysis, client audit, etc.
• Assist in developing, planning and implementations of practices and procedures to minimize loan charge-offs from adversely-graded loans.
• Responsible in credit / loan administration / management activities i.e. ensuring ongoing update of client files / information.
• Responsible for minimizing defaults and bad debts of ongoing loans.
• Calling for employment and CV verification.
• Performs other duties as assigned.

Job Requirements :

#J-18808-Ljbffr