Relationship Manager, Private Sector

Relationship Manager, Private Sector

Apply locations : Menara Affin, TRX

Time type : Full time

Posted on : Posted 30+ Days Ago

Job requisition ID : JR

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JOB PURPOSE

Assist Head of Department in credit acquisition for corporate loans / financings to exceed target as well as managing the team members.

ACCOUNTABILITIES :

• Credit Acquisition :

Work with Head of Department and lead the Team Members with a focus on originating deals, wallet sizing and cross-selling on existing portfolio, exceeding clients’ expectations and overall growth. Work within the confines of the Risk Management framework.

Maximize earnings potential and revenue of relationships. Review and monitor revenue performance. Multiple products sold to clients. Managing portfolio’s ECL and ensuring asset quality of the portfolio.

Support, identify, solicit and establish a high-value client base for the bank. Ultimate ownership of customer relationship and customer interface. Activate opportunities and risk criteria. Manage proactively a portfolio of corporate accounts by monitoring the status and credit risk of each account. Internal coordination / liaison with service delivery centers / HQ departments to maximize process efficiency and customer satisfaction.

Promptness in completing annual reviews, other credit submissions and preparation of Executive Summary, where necessary. Ensure promptness and quality of credit processing. To present all annual review papers to Group Management Credit Committee. Monitor overdue accounts and undertake prompt measures to prevent deterioration to NPL. Provide customer level information to relevant parties within the Bank. Facilitate the drawdown of facilities.

Mentor and coach the Assistant Relationship Manager(s) (ARM). Identify training needs and recommend ARM for development training. When and where necessary, to guide and advise the ARM of their portfolio management.

To comply with regulatory and Bank’s internal policies and procedures and provide feedback to ensure better efficiency. Ensure that client instructions are duly effected by applying all standard checks and controls, coordinating with other departments including Operations / Finance / Compliance. Accurately assess the risk profile, suitability and appropriateness of clients when marketing products and services by maintaining an accurate and up-to-date call report. To manage the application of AML / CFT internal programs and procedures including proper maintenance of records and to report suspicious transactions. Apply regulatory requirements such as KYC, AML / CFT and procedures at all times.

Undertake additional responsibilities e.g. working committees etc. assigned by the immediate superior when required.

QUALIFICATIONS AND EXPERIENCE :

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