FSTEP - Credit Analyst

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Programme Overview

The Financial Sector Enrichment Programme (FSTEP) is a 3 + 9‑month intensive graduate training programme, in collaboration with Asian Banking School (ABS), designed to equip talent with the right skills and knowledge for their transition into the financial services industry. UOB Malaysia is committed to recruiting and developing a team of trainees who will be coached to excel within the bank.

This position is open for immediate hiring, and we are seeking candidates who can join our team promptly to contribute to our ongoing projects. Please note that only shortlisted candidates are contacted for the next stage of applications.

Key Responsibilities

• Conduct comprehensive credit evaluations on potential new borrowers and prepare recommendations to approving authorities.
• Prepare detailed written reports on existing loans / credits for use by senior management and committees.
• Monitor compliance with debt covenants for both existing and new clients.
• Review and analyze loan documents such as facility agreements, legal opinions, financial statements etc.
• Perform regular reviews of the loan portfolio, identifying problem accounts and preparing appropriate action plans.

What We Look For In a UOB FSTEP Trainee

Equal Opportunity Employer

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non‑merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance during the recruitment process, please inform us when you submit your online application.

Apply now and make a difference.

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