We are seeking a detail-oriented professional to manage the end-to-end loan processing cycle for Personal and Mortgage Loans. This role involves reviewing and verifying loan documentation, ensuring compliance with internal policies and regulatory guidelines, and maintaining a high standard of accuracy and efficiency throughout the loan approval process. The candidate will act as a key liaison between applicants and internal teams, ensuring timely disbursement, minimal risk exposure, and a positive customer experience.
Responsibilities
- Promptly reply to loan inquiries and according to company standards. Respond to audit findings. Provide any necessary supporting documents.
- Review loan files for completeness, including loan approvals, title reports, appraisals, entity documents, applications and supporting information.
- Prepare requests and / or correspondence to obtain information or required documentation. Input all required data into the loan origination and related systems.
- Review documentation and provide conditions for Personal Loan and Mortgage Loan approvals needed to comply with underwriting guidelines : borrower documentation, credit and collateral documentation
- Analyze and evaluate documentation provided by borrowers, including ensuring that overall documents are accurate, complete, and compliant; calculating income; and reviewing financial statements, credit reports, applicable ratios, and other supporting documentation for acceptability.
- Monitor to ensure all loan documents are completed and disbursed within the targeted timeline; documents and compliance of terms (Bank’s policies, National Land Code, Companies Act, Bank Negara Malaysia's Foreign Exchange and Administration guideline, KPKT)
- Ensure loan approval is maintained at a high level at all times with minimum of bad debt cases.
- Ensure loans are properly completed, secured and documented. Print, review, and assemble loan documents for signature.
- Forge trust relationships and enhance customer dedication
- Maintain an active knowledge base of all of the organization’s loan products and an understanding of the qualifications required of each applicant.
Qualifications
Degree / Diploma in Business Administration, Finance or equivalentMinimum 1-2 years working experience in Financial institutionsExperience in credit processing would be an added advantageKnowledge of loan products, credit checks, and basic compliance requirements is preferred.Good communication and interpersonal skillsFresh Graduate is welcome to apply!!Salary : RM2,200 – RM2,500 ( based on experience and qualifications )
Medical Benefit : Up to RM600 per yearCompany TripTeam Building ActivitiesDrop us an email at , and
#J-18808-Ljbffr